About Consors

General information about Consors Pay later

Logo

Info

Consors Finanz is a brand of international BNP Paribas Group and belongs to the leading consumer-finance-providers in Germany. Company's focus is consumer lending as well as sales financing within retail sector and online commerce. The new eFinancing application allows customers to enter online credit agreements faster and easier, because the application process was optimized for maximum user-friendliness.

There are 3 different possible payment types that can be used with Pay later:

Payment on invoice by Consors Finanz
Payment on direct debit by Consors Finanz
Partial payment by Consors Finanz

Type

Payments by Invoice and Installments

Further information can be found on the webpage of Consors (https://www.consorsbank.de/home).

Process flow chart

Consors Pay later process flow

interface

Create Consors Finanz Pay Later authorisation

Before You are forwarded to Consors Finanz a Consors authorisation must be created. For that purpose please use the following URL:

consors.aspx

Key

Format

CND

Description

Beschreibung

PayType

ans..15

M

Supported values:

INVOICE
DIRECT_DEBIT
3_MONTH_PAYMENT

Unterstützte Werte:

INVOICE ‒ Kauf auf Rechnung
DIRECT_DEBIT ‒ Kauf auf Lastschrift
3_MONTH_PAYMENT ‒ Teilzahlung

OrderDesc

ans..768

M

Description of goods and prices etc.

Beschreibung der gekauften Waren, Einzelpreise usw.

Key	Format	CND	Description	Beschreibung
			Buyer data	Käuferdaten
customerID	ans..20	M	Customer, debtor or account number of the person who is the subject of the inquiry	Kunden-, Debitoren- oder Kontonummer der Person, die Gegenstand der Anfrage ist
bdFirstName	ans..50	M	The full name like proved in ID documents is required	Der vollständige Name, wie er in Ausweisdokumenten nachgewiesen wird, ist erforderlich
bdLastName	ans..23	M	The full name like proved in ID documents is required	Der vollständige Name, wie er in Ausweisdokumenten nachgewiesen wird, ist erforderlich
bdStreet and bdStreetNr	ans..32	M	Street including house number	Straße einschließlich Hausnummer
bdZip	n5	M	In Germany the ZIP has always 5 digits	In Deutschland ist die Postleitzahl immer 5-stellig
bdCity	ans..23	M	Example: Bamberg	Beispiel: Bamberg
bdCountryCode	a2	M	ISO-3166-1 Alpha-2 code (e.g. for Germany it's DE). Allowed is only German addresses, so country = DE.	ISO-3166-1 Alpha-2-Code (z. B. für Deutschland ist es DE). Erlaubt sind nur deutsche Adressen, also Land = DE.
bdDateofBirth	ns..10	M	YYYY-MM-DD e.g. 1978-05-15 ‒ We require the customer to be of legal age (min. 18)	JJJJ-MM-TT z.B. 1978-05-15 ‒ Wir setzen voraus, dass der Kunde volljährig ist (min. 18)
			Optional parameters	Optionale Parameter
bdSalutation	a4	O	HERR (or FRAU) ‒ MALE = Herr/ FEMALE = Frau ‒ In case salutation is not known or doesn't fit (divers) please do not submit this parameter.	HERR (oder FRAU) ‒ MALE = Herr/ FEMALE = Frau ‒ Falls die Anrede nicht bekannt ist oder nicht passt (divers), bitte diesen Parameter nicht übermitteln.
bdMobileNr	n8..15	O	Example: 01601234567	Beispiel: 01601234567
bdEmail	ans...40	O	Example: max@mustermann.de ‒ max. 40 chars	Beispiel: max@mustermann.de ‒ max. 40 Zeichen
IBAN	an..24	O	International Bank Account Number	International Bank Account Number
BIC	ans..11	O	BIC of account holder	BIC des Kontoinhabers
AccountId	ans..30	O	Unique name/number to identify the specific customers account	Eindeutiger Name/Nummer zur Identifizierung des spezifischen Kundenkontos
HeaderLogo	ans..127	O	In order to display your logo during financing process submit the URL of an image file with your logo which is stored on your server (open without access protection). The image file should have png or jpg format. For an optimal presentation use a logo in landscape format with a ratio of 6:1 (width x heigth) scaling png; or about 150x25 pixels (jpg). Either Headerlogo OR BrandName can be used.	Um Ihr Logo während des Finanzierungsprozesses anzuzeigen, übermitteln Sie die URL einer Bilddatei mit Ihrem Logo, die auf Ihrem Server gespeichert ist (offen ohne Zugriffsschutz). Die Bilddatei sollte im PNG- oder JPG-Format vorliegen. Verwenden Sie für eine optimale Darstellung ein Logo im Querformat im Verhältnis 6:1 (Breite x Höhe) Skalierung png; oder etwa 150x25 Pixel (jpg). Es kann entweder Headerlogo ODER BrandName verwendet werden.

Parameters for creating a Consors Pay later authorisation

Key	Format	CND	Description	Beschreibung
CodeExt	n..10	O	Error code from Consors Pay later	Fehlercode von Consors Pay later
ErrorText	ans..256	O	Error text from Consors Pay later	Fehlertext von Consors Pay later
ReferenzID	n..50	M	Unique ID from Consors Pay later	Eindeutige ID von Consors Pay later

Return parameters for URLSuccess, URLFailure and URLNotify with Consors Finanz Pay later

Capture

Captures are possible via a Server-to-Server connection. With this call you can process full, partial and multiple partial captures. In order to perform a capture for Consors via a Server-to-Server connection, please use the following URL:

capture.aspx

Key	Format	CND	Description	Beschreibung
ReferenzID	n..50	M	Unique ID within information/response from Consors Finanz ‒ saved in payment added by	Eindeutige ID innerhalb der Information/Antwort von Consors Finanz ‒ gespeichert in der Zahlung, hinzugefügt durch das
InvoiceDate	n10	M	Date of invoice in the format YYYY-MM-DD	Rechnungsdatum im Format JJJJ-MM-TT
DueDate	n10	C	Due date in the format YYYY-MM-DD (+30 days after InvoiceDate) ‒ empty for PARTIAL_INVOICE ‒ is meant for full capture or final capture in a series of captures	Fälligkeitsdatum im Format YYYY-MM-DD (+30 Tage nach Rechnungsdatum) – leer für PARTIAL_INVOICE – ist für die vollständige oder endgültige Buchung in einer Reihe von Buchungen vorgesehen
OrderDesc	ans..768	M	Description of purchased goods and prices etc.	Beschreibung der gekauften Waren, Einzelpreise usw.

Parameters for captures with Consors Finanz Pay later

Key	Format	CND	Description	Beschreibung
ReferenzID	n..50	M	Unique ID within information/response	Eindeutige ID innerhalb der Information/Antwort

Key	Format	CND	Description	Beschreibung
CodeExt	n..10	O	Error code from Consors Pay later	Fehlercode von Consors Pay later
ErrorText	ans..256	O	Error text from Consors Pay later	Fehlertext von Consors Pay later

Response parameters for captures of Consors Finanz Pay later

Credit

In order to credit a captured payment with Consors Finanz Pay later, please use the following URL:

credit.aspx

Key	Format	CND	Description	Beschreibung
transactionID	ans..64	M	TransID from the capture to be refunded	TransID der Buchung, die gutgeschrieben werden soll
refnr	ns..30	O	RefNr from the capture to be refunded	RefNr der Buchung, die gutgeschrieben werden soll
InvoiceDate	n10	M	Date of invoice in the format YYYY-MM-DD	Rechnungsdatum im Format JJJJ-MM-TT
OrderDesc	ans..768	M	Description of purchased goods and prices etc.	Beschreibung der gekauften Waren, Einzelpreise usw.

Parameters for credits with Consors Finanz Pay later

Key	Format	CND	Description	Beschreibung
transactionID	ns..30	M	RefNr from the refund	RefNr von der Gutschrift
ReferenzID	n..50	M	Unique ID within information/response	Eindeutige ID innerhalb der Information/Antwort

Key	Format	CND	Description	Beschreibung
CodeExt	n..10	O	Error code from Consors Pay later	Fehlercode von Consors Pay later
ErrorText	ans..256	O	Error text from Consors Pay later	Fehlertext von Consors Pay later

Response parameters for credits of Consors Finanz Pay later

Reversal

Reversals are possible via a Server-to-Server connection. If a Capture is still not done, with this call you can reverse the complete authorisation amount. In order to reverse a transaction with Consors, please use the following URL:

reverse.aspx

Parameters for reversals of Consors Finanz Pay Later

Key	Format	CND	Description	Beschreibung
ReferenzID	n..50	M	Unique ID within information/response	Eindeutige ID innerhalb der Information/Antwort

Key	Format	CND	Description	Beschreibung
CodeExt	n..10	O	Error code from Consors Pay later	Fehlercode von Consors Pay later
ErrorText	ans..256	O	Error text from Consors Pay later	Fehlertext von Consors Pay later

Response parameters for reversals of Consors Finanz Pay later