Enterpay is a Finnish fintech startup which has a mission to boost B2B (business-to-business) ecommerce and optimise the payment process for B2B ecommerce by automating the counterparty risk assessment process.

Invoice payments are the preferred option in B2B commerce, but these are often handled manually, which makes them time-consuming and potentially risky. As online purchases in the B2B market continue to grow rapidly, B2B buyers expect the same smooth experience that they know from B2C ecommerce. Enterpay has developed a technical solution that is equipped to meet the changing expectations of the B2B customers and allows them to make invoice payments in B2B transactions easily, quickly and securely. Enterpay’s payment scheme consists of a platform where all necessary parties can enable automated B2B trade and cooperate seamlessly. Enterpay partners with banks and PSPs so that they can offer purely digital and fully automated invoicing and factoring solution to their B2B merchant customers. The technology automatically carries out the fraud and credit risk assessment and integrates to various ecommerce platforms and payment gateways.