About direct debit

General information about direct debit

can combine electronic direct debits (ELV) in Germany with a block list check which offers high security at low cost: checks if the Customer's account number is black listed by major retailers. Additionally you can prevent fraud by setting sales limits per day, week or month which an account connection may not exceed.

Since there are substantially more accounts than credit cards, many Internet purchases are paid by direct debit. The direct debit process is unsafe for merchants without a block list check: in the case of SEPA direct debits there is no authorisation because it is not possible to carry out a credit rating on the account of the customer. Therefore there are frequently returned debit notes in the case of ELV due to lack of funds in accounts.

The block list check links the benefits of the direct debit with the security of a block list check and individual sales limits.

Transaction procedure of a direct debit payment on the Internet

In order to pay with a direct debit, the customer selects the Direct debit payment method at the Internet checkout and enters their account details. This Internet page is TLS encrypted to protect the account data during the transmission against tapping and manipulation. After the input checks if the account is blocked and if the sales limit for this account has been reached. After successful verification, draws direct debits from the customer's bank.

SEPA direct debit

With SEPA uniform rules for cashless payment transactions are effective since 1st February 2014. Therefore IBAN (International Bank Account Number) and BIC (Bank Identifier Code) are used as account data. With direct debits can be managed compliant to SEPA.

Time frames for chargebacks

Depending on the SEPA Mandate form there are different time frames during which the customer can trigger a chargeback.
• Authorised SEPA Mandates (at the POS with PIN/signature): maximum time frame during which the end-customer can trigger a return debit/chargeback is 8 weeks from the payment date.
• Unauthorised SEPA Mandates (eCommerce payments): maximum time frame during which the end-customer can trigger a return debit/chargeback is 13 months from the payment date.


Logo

Info

The enables you to handle the direct debit payment method popular with customers – and is fully compatible with SEPA.

Optionally with black list check and payment guarantee.

TypePayments by Direct Debit

interface





interface: via form

Chart of process flow via form interface


Process flow of direct debit payment via form interface


Corporate PayPage

forms are framed as standard in white and grey. Merchants can customise the layout of the forms with the help of layout parameters. The simplest way to change the layout is to set the parameters for the background colour (BGColor), background image (BGImage) and the font (FFace). You can use XSL-templates to change the layout further:

In the case of direct debit payments you can change the parameter Template to create an individual layout for your PaySDD-form which exactly matches your shop layout. To this end your graphic designer can design an HTML-template in the shop-design based on XSLT (Extensible Stylesheet Language Transformation). copies this XSLT-template to our Server. If you enter the name of your XSLT-file in the Template parameter, the form will appear in your layout.

For general information about XSLT see www.w3.org.


The subsequent conventions apply for the use of the Corporate Pay Page with XSLT:

File names

A XSL file designed by you defines your individual layout. The associated XML file contains the texts that are to be displayed on the form. Hence, multilingualism is easy. Always use your MerchantID in the names of the files.

XSL template:               MerchantID_PaySDD.xsl
XML text file:                MerchantID_PaySDD.xml
Sub-folder for images:  Templates/imagesMerchantID

In order not to receive safety notices, please ensure that external image sources are retrieved via SSL.

In order to call the individual layout, use the ‘template’ parameter with your MerchantID and attach it unencrypted to the call of the payment page, for example: paysdd.aspx?MerchantID=IhreMID&Len=123&Data=ABCFED…ACEF&template=IhreMerchantID

Field names of the form

When implementing the text field for the IBAN, use the following values for the parameters ‘name’ and ‘id’:

Account holder:           „AccOwner“
IBAN:                          „IBAN“
BIC:                             „BIC“
Bank (optional):           „AccBank“

A text field for the input of the IBAN is then implemented as follows:

<input type="text" name="IBAN" id= "IBAN" value=""></input>


Hidden Fields

The following hidden fields must be implemented so that the values can be passed on when sending the form:

MerchantID:               „MerchantID“
Request length:          „Len“
Request data:             „Data“
Template:                   „Template“
Language:                  „Language“

Language selection

The language selection in form PaySDD.aspx is automatically based on the parameter Language. Other language areas are filtered out. If you wish to access the field of another language area e.g. with JavaScript, you can do so via the following path: template/language/@name.

XML structure

The ‘language’ parameter controls which section of the XML text file is read out. German ‘de’ is always used as standard.

The XML file should have the following basic structure:

<?xml version="1.0" encoding="UTF-16"?>

       </languages>

             <language name="de">

             </language>

             <language name="en">

             </language>

       </languages>


With <xsl:variablename=““ select=“template/language/@name”/> you can directly address an XML language section from the XSL file.

For an overview of which parameters are rendered by the PaySDD, please examine the following structure (XSL file is rendered against the following XML string):

Dim strXML As String = "<?xml version='1.0' encoding='UTF-16'?>" & _

       "<template pay='elv'>" & _

                    "<merchantID>"..."</merchantID>" & _

                    "<PayID>"..."</PayID>" & _

                    "<len>"..."</len>" & _

                    "<data>"..."</data>" & _

                    "<language>"..."</language>" & _

                    "<Border>"..."</Border>" & _

                    "<Background>"..."</Background>" & _

                    "<BGImage>"..."</BGImage>" & _

                    "<BGColor>"..."</BGColor>" & _

                    "<FFace>"..."</FFace>" & _

                    "<FSize>"..."</FSize>" & _

                    "<FColor>"..."</FColor>" & _

                    "<twidth>"..."</twidth>" & _

                    "<theight>"..."</theight>" & _

                    strCustomFieldsXML & _

                    "<URLBack>"..."</URLBack>" & _

                    "<AccOwner>"..."</AccOwner>" & _

                    "<IBAN>"..."</IBAN>" & _

                    "<PBAN>"..."</PBAN>" & _

                    "<BIC>"..."</BIC>" & _

                    "<Bank>"..."</Bank>" & _

                    "<template>"..."</template>" & _

       "</template>"


Since merchants use its own layout for the form, you do not require the layout parameter. However, it is possible after prior consultation with to use the parameters for the transfer, e.g. the SessionID.

JavaScript

If JavaScript functions are desired, you must implement them in your template.

<script id=“clientEventHandlersJS“ language=“JavaScript“>

if (document.SDDForm.IBAN.value.length > 34)

{

alert(„<xsl:value-of select=“/template/language/strJavaScript1“/>“);

       document.SDDForm.IBAN.focus();

}

...

</script>

Please do not use any external link to your JavaScript.

Link to logo

is obliged to provide the account holder information on which server he is on. Please implement a logo like it is implemented on the standard form or display a small imprint link. You can download the logo from www.computop.de/downloads.

Both items of information must refer to the page impressum.aspx. This expects the ‘Data’ parameter, which is appended to the URL as in the following example.

impressum.aspx?data=<xsl:value-of select="/template/language/@name"/>|<xsl:value-of select="template/merchantID"/>


Programming and testing the form

First design a HTML page with the layout for your payment page and initially save it for testing with the file extension .htm or .html. Open this file in the browser. Next, save this as an xsl file.

<?xml version='1.0' encoding="UTF-16"?>

<xsl:stylesheet version="1.0" xmlns:xsl="http://www.w3.org/1999/XSL/Transform">

<xsl:output method="html" encoding="UTF-8"/>


<xsl:template match="/">

<html>

       <head>

             <title>PaySDD Template</title>

             <script>Your JavaScript</script>

       </head>

       <body>

       <form action="payinterim.aspx" methode="POST">
       Your form with hidden fields and xsl-tags

       </form>

       </body>

</html>

</xsl:template>


In order to read the texts from the XML file, first of all create your tags in the desired language sections with the texts:

       <language name="de">

             <strIBAN>IBAN</strIBAN>

       </language>


Subsequently, replace the text in the HTML by a reference to the respective section in the XML file:

<xsl:value-of select="/template/language/strIBAN"/>


In order to test your template, we request that you integrate the following lines in your XML file only for the test (before sending it to ) and afterwards to call up the XML file in a browser. If no error is displayed you can send your template and the image folder in a Zip file to with a request to check and install it.

<?xml version="1.0" encoding="UTF-16"?>

<?xml-stylesheet type="text/xsl" href="templatename.xsl"?>

<template>

       <languages>please omit for your layout tests

             <language name="de">

             </language>

             <language name="en">

             </language>

       <languages>please omit for your layout tests

</template>


In order to get an overview of the versions, please include the date and version number in the name of your Zip file.


General parameters of the interface

The interface of the form is consistently paysdd.aspx for all connections. In order to make a direct debit payment via form, go to the following URL:

paysdd.aspx


This section explains the parameters which are the same for each connection. These values are always required, along with the special parameters explained in the following sections for each individual connection. The second table explains all response parameters which are also the same for all direct debit connections.

Key

Format

CND

Description

Beschreibung

TransID

ans..64

M

TransactionID which should be unique for each payment

When using auto-mandate (filling-in of MandateID with TransID or RefNr) the permitted character set is that of the MandateID parameter.

TransaktionsID, die für jede Zahlung eindeutig sein muss

Bei Nutzung von Automandat (Befüllen von MandateID mit TransID oder RefNr) gilt der erlaubte Zeichensatz des Parameters MandateID.

Key

Format

CND

Description

Beschreibung




(info) In case of a direct debit payment and in the event of incorrect entries by the customer, one or more retries can be made directly on the  form. The peculiarity here is that per payment attempt the shop receives a URLNotify call directly after execution. For that reason it is possible that the shop can receive e.g. 3 Notifies with an identical PayID and thereby different statuses can occur which must be processed accordingly.

(info) Im Fall einer Lastschrift-Zahlung und bei fehlerhaften Eingaben des Kunden können auf dem -Formular direkt ein bzw. mehrere Wiederholversuche stattfinden. Die Besonderheit ist hier, dass der Shop pro Zahlungsversuch direkt nach der Ausführung einen URLNotify-Aufruf erhält. Somit kann es sein, dass der Shop z.B. 3 Notifies mit identischer PayID erhält und dabei können unterschiedliche Status auftreten, welche entsprechend verarbeitet werden müssen.

General parameters for direct debit payments via form



To adapt the layout of the SSL-page to your shop you can use the following unencrypted parameters to configure colours, fonts and images:

Key

Format

CND

Description

Beschreibung


AccBank

ans..20

O

for the pre-completion of the direct debit form: Name of the account holder's bank

zur Vorbelegung des Lastschrift-Formulars: Name des Kreditinstituts des Kontoinhabers


AccOwner

ans..50

O

for the pre-completion of the direct debit form: Name of account holder

zur Vorbelegung des Lastschrift-Formulars: Name des Kontoinhabers


IBAN

ans..34

M

for the pre-completion of the SEPA form: International Bank Account Number

zur Vorbelegung des SEPA-Formulars: International Bank Account Number


BIC

ans..11

O

for the pre-completion of the SEPA form: Bank Identifier Code

zur Vorbelegung des SEPA-Formulars: Bank Identifier Code


Language

a2

(enum)

M

Language code: <de> German, <al> Albanian, <at> Austrian, <cz/cs> Czech, <dk> Danish, <en> English, <fi> Finish, <fr> French, <gr> Greek, <hu> Hungarian, <it> Italian, <jp> Japanese,  <nl> Dutch, <no> Norwegian, <pl> Polish, <pt> Portuguese, <ro> Romanian, <ru> Russian, <sp> Spanish, <se> Swedish, <sk> Slovakian, <sl> Slovenian, <tr> Turkey, <zh> Simplified Chinese.

No details means the language is German.

Sprachcode: <de> deutsch, <al> albanisch, <at> österreichisch, <cz/cs> tschechisch, <dk> dänisch, <en> englisch, <fi> finnisch, <fr> französisch, <gr> griechisch, <hu> ungarisch, <it> italienisch, <jp> japanisch, <nl> holländisch, <no> norwegisch, <pl> polnisch, <pt> portugiesisch, <ro> rumänisch, <ru> russisch, <tr> türkisch, <sp> spanisch, <se> schwedisch, <sk> slowakisch, <sl> slowenisch, <tr> türkisch, <zh> Simplified Chinese

Ohne Angabe ist die Sprache Deutsch.


Layout parameters for forms for direct debit payments




Key

Format

CND

Description

Beschreibung

IBAN

ans..34

OC

only without PBAN configuration: International Bank Account Number

nur ohne PBAN-Konfiguration: International Bank Account Number

BIC

ans..11

O

Bank Identifier Code

Bank Identifier Code

AccOwner

ans..50

O

Name of account holder

Name des Kontoinhabers

AccBank

ans..20

O

Name of the financial institute of the account holder

Name des Kreditinstituts des Kontoinhabers


General results parameters for URLNotify, URLSuccess and URLFailure



Direct connection

In addition to the general parameters described above for the direct debit connection the following parameters need to be transmitted via form.

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..384

M

Description of purchased goods, unit prices etc. The first 27 characters appear on the customer-account statement. You can view the full data in .

Beschreibung der gekauften Waren, Einzelpreise etc. Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In können Sie die kompletten Daten einsehen.

OrderDesc2

ans..384

M

2. Goods description which appears on the account extract (27 characters). You can view the full data in .

2. Zeile der Warenbeschreibung, die auf dem Kontoauszug erscheint (27 Zeichen). In  können Sie die kompletten Daten einsehen.

Additional parameters for the direct debit connection via form


Additional result parameters for URLNotify, URLSuccess and URLFailure in case of direct connection



b4payment

Besides general parameters for direct debit connection via b4payment additionally the following parameters need to be transmitted via form.

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..384

M

Description of purchased goods, unit prices etc. The first 27 characters appear on the customer-account statement. You can view the full data in .

Please note that for the connection via B4Payments the special character "semicolon" ( ; ) cannot be used. 

Allowed characters: [a-zA-Z0-9äöüÄÖÜ +?/-:().,'&*$%]

Beschreibung der gekauften Waren, Einzelpreise etc. Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In können Sie die kompletten Daten einsehen.

Bitte beachten: Bei der Anbindung über B4Payments ist das Sonderzeichen "Semikolon" ( ; ) nicht erlaubt.

Erlaubte Zeichen: [a-zA-Z0-9äöüÄÖÜ +?/-:().,'&*$%]

AccBank

ans..20

O

Name of the account holder's bank for the pre-completion of the form

Name des Kreditinstituts des Kontoinhabers zur Vorbelegung des Formulars

AccOwner

ans..50

O

Name of account holder for the pre-completion of the form

Name des Kontoinhabers zur Vorbelegung des Formulars

IBAN

ans..34

O

International Bank Account Number for the pre-completion of the form

International Bank Account Number zur Vorbelegung des Formulars

BIC

ans..11

O

Bank Identifier Code for the pre-completion of the form

Bank Identifier Code zur Vorbelegung des Formulars

MandateID

ans..35

C

For SEPA: SEPA mandate number (compulsory in the case of SEPA)
It should be unique and it is not case-sensitive.

Permissible characters: numbers 0-9, upper case letters A-Z, lower case letters a-z, apostrophe, colon, question mark, comma, full stop, plus sign, minus sign, forward slash, left and right bracket

For BACS: BACS mandate reference (optional)

If a previously generated mandate reference for this customer is transferred this one will be used and a new mandate is not created.

Für SEPA: SEPA-Mandatsnummer (Pflicht bei SEPA)
Sie sollte eindeutig sein und ist nicht case-sensitive.

Zulässige Zeichen: Ziffern 0-9, Großbuchstaben A-Z, Kleinbuchstaben a-z, Apostroph, Doppelpunkt, Fragezeichen, Komma, Punkt, Pluszeichen, Minuszei-chen, Schrägstrich, linke und rechte Klammer.

Für BACS: BACS-Mandats-Referenz (optional)

Wird eine vorher für diesen Kunden erzeugte Mandatsreferenz übergeben, wird diese verwendet und es wird kein neues Mandat erstellt.

DtOfSgntr

ans..10

C

For SEPA/BACS: Date of issuing the mandate in the format DD.MM.YYYY (obligatory when transferring the MandateID)

Für SEPA/BACS: Datum der Mandatserteilung im Format DD.MM.YYYY (Pflicht bei Übergabe von MandateID)

Template

ans..20

M

Name of XSLT-file with your own layout for the pay form. If you want to use the redesigned and downwards compatible  template, please transfer the template name “ct_compatible”. If you want to use the responsive template for mobile devices, please transfer the template name “ct_responsive”.

If a BACS payment including mandate creation for the customer should be executed , the template name „b4pBACS_responsive“ can be used.

Name der XSLT-Datei mit Ihrem individuellen Layout für das Bezahlformular. Wenn Sie das neugestaltete und abwärtskompatible -Template nutzen möchten, übergeben Sie den Templatenamen „ct_compatible“. Wenn Sie das responsive -Template für mobile Endgeräte nutzen möchten, übergeben Sie den Templatenamen „ct_responsive“.

Wenn eine BACS-Zahlung inklusive Mandatserstellung für den Kunden durchgeführt werden soll, kann der Templatename „b4pBACS_responsive“ verwendet werden.

Additional parameters for the direct debit connection b4payment via   form


Key

Format

CND

Description

Beschreibung

MandateID

ans..35

O

For BACS: BACS mandate reference

If this parameter is not submitted within request the process of mandate creating will be initiated at b4payment. Within the response the created MandateID and DtOfSgntr are returned. These parameters can be used for follow-up transactions.

Für BACS: BACS-Mandatsreferenz

Wird im Request der Parameter nicht übergeben, wird der Mandatserstellungsprozess bei b4payment angestoßen. In der Response werden die erstellte MandateID und DtOfSgntr zurückgegeben. Diese Parameter können bei Folgetransaktionen verwendet werden.

DtOfSgntr

ans..10

O

For BACS: Date of issuing the mandate in the format DD.MM.YYYY (see also MandateID)

Für BACS: Datum der Mandatserteilung im Format DD.MM.YYYY (siehe auch MandateID)

Additional result parameters for URLNotify, URLSuccess and URLFailure in case of b4payment connection



EVO Payments

Besides general parameters for direct debit connection via EVO Payments additionally the following parameters need to be transmitted via form.

Key

Format

CND

Description

Beschreibung

EDDMethod

a3

O

Direct debit in Germany:=ELV, Netherlands=ENL, Austria=EEV

Lastschrift in Deutschland=ELV, Niederlande=ENL, Österreich=EEV

OrderDesc

ans..384

M

Description of purchased goods, unit prices etc. The first 27 characters appear on the customer-account statement. You can view the full data in .

Beschreibung der gekauften Waren, Einzelpreise etc. Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In können Sie die kompletten Daten einsehen.

OrderDesc2

ans..384

M

2. Goods description which appears on the account extract (27 characters). You can view the full data in .

2. Zeile der Warenbeschreibung, die auf dem Kontoauszug erscheint (27 Zeichen). In können Sie die kompletten Daten einsehen.

SubSeqType

a4

O

for SEPA: indicates type of (following) direct debit (FRST, RCUR, OOFF, FNAL permissible)

für SEPA: gibt Typ der (Folge-) Lastschrift an (FRST, RCUR, OOFF, FNAL zulässig)

DebitDelay

n..3

M

for SEPA: Number of bank working days >0 which has to be added for the execution date of direct debit

für SEPA: Anzahl Banktage>0, die für das Ausführungsdatum einer Lastschrift zum aktuellen Datum addiert werden

CreditDelay

n..3

O

for SEPA: Number of bank working days >0 which has to be added for the execution date of a credit

für SEPA: Anzahl Banktage>0, die für das Ausführungsdatum einer Gutschrift zum aktuellen Datum addiert werden

Additional parameters for the direct debit connection EVO Payments via form


Additional result parameters for URLNotify, URLSuccess and URLFailure in case of EVO Payments connection



InterCard

Besides general parameters for direct debit connection via InterCard additionally the following parameters need to be transmitted via form.

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..384

M

Description of purchased goods, unit prices etc. The first 27 characters appear on the customer-account statement. You can view the full data in .

Beschreibung der gekauften Waren, Einzelpreise etc. Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In können Sie die kompletten Daten einsehen.

RefNr

ns..30

O

Merchant’s unique reference number

When using auto-mandate (filling-in of MandateID with TransID or RefNr) the permitted character set is that of the MandateID parameter.

Referenznummer des Händlers

Bei Nutzung von Automandat (Befüllen von MandateID mit TransID oder RefNr) gilt der erlaubte Zeichensatz des Parameters MandateID.

CustomerID

ans..30

M

Customer number at the merchant

Kundennummer beim Händler

DateOfRegistration

dttm8

O

Customer since in the format YYYYMMDD

Kunde seit im Format JJJJMMTT

CustomerClassification

ans..20

O

(business / private)

(business / private)

eMail

ans..80

O

E-mail address

E-Mail-Adresse

DateOfBirth

dttm8

O

Date of birth in the format YYYYMMDD

Geburtsdatum im Format JJJJMMTT

bdSalutation

ans...4

O

Salutation of the invoicing address

Anrede der Rechnungsanschrift

bdFirstName

ans..30

M

First name of the invoicing address

Vorname der Rechnungsanschrift

bdLastName

ans..30

M

Last name of the invoicing address

Nachname der Rechnungsanschrift

bdStreet

a..50

M

Street name of the invoicing address

Straßenname der Rechnungsanschrift

bdStreetNr

ans..5

M

Street number of the invoicing address

Hausnummer der Rechnungsanschrift

bdCountryCode

a2

O

Country code in the invoicing address, 2 characters according to ISO 3166

Ländercode der Rechnungsanschrift, zweistellig gemäß ISO 3166

bdZip

n..5

M

Postcode of the invoicing address

Postleitzahl der Rechnungsanschrift

bdCity

a..32

M

Town or city of the invoicing address

Ortsname der Rechnungsanschrift

bdPhone

ans..15

O

Phone number in the invoicing address

Telefonnummer der Rechnungsanschrift

bdFax

ans..20

O

Fax number of the invoicing address

Faxnummer der Rechnungsanschrift

bdMaidenName

ans..30

O

Maiden name of the invoicing address

Geburtsname der Rechnungsanschrift

UseBillingData

a..3

O

Is the invoicing address to be used as the delivery address?

<Yes> or <No>.

If <Yes> no parameters are transferred for the delivery address, if <No> they are obligatory.  Standard=Yes

Soll Rechnungsadresse als Lieferadresse genutzt werden?

<Yes> oder <No>.

Bei <Yes> werden keine Parameter zur Lieferadresse übergeben, bei <No> sind sie Pflicht.  Standard=Yes

sdSalutation

ans...4

O

Salutation in the delivery address

Anrede der Lieferadresse

sdFirstName

ans..30

O

First name in the delivery address

Vorname der Lieferadresse

sdLastName

ans..30

O

Last name in the delivery address

Nachname der Lieferadresse

sdStreet

a..50

O

Street in the delivery address

Straßenname der Lieferadresse

sdStreetNr

ans..5

O

Street number of the delivery address

Hausnummer der Lieferadresse

sdCountryCode

a2

O

Country code for the delivery address, 2 characters according to ISO 3166

Ländercode der Lieferadresse, zweistellig gemäß ISO 3166

sdZip

n..5

O

Postcode in the delivery address

Postleitzahl der Lieferadresse

sdCity

a..50

O

Town/city in the delivery address

Ortsname der Lieferadresse

RegularCustomerIndicator

a..5

O

Regular customer (true / false)

Stammkunde (true / false)

ShoppingBasket

ans..1024

O

Customer order information (prices each in the smallest currency unit):

- invoice number / order number

- total net price, numerical

- total gross price

- net shipping costs

- gross shipping costs

- net discount

- gross discount

<;> separates the fields in the shopping basket

Example: InvoiceNumber;TotalNetPrice;TotalGrossPrice;NetShippingCosts;GrossShippingCosts;NetDiscount;GrossDiscount

Bestellinformation des Kunden (Preise je in kleinster Währungseinheit):

- Rechnungsnummer / Bestellnummer

- Gesamtpreis netto numerisch

- Gesamtpreis brutto

- Versandkosten netto

- Versandkosten brutto

- Rabatt netto

- Rabatt brutto

<;> trennt die Felder im Warenkorb

Beispiel: Rechnungsnummer;GesamtpreisNetto;GesamtpreisBrutto;VersandkostenNetto;VersandkostenBrutto;RabattNetto;RabattBrutto

ArticleList

ans..2048

C

Mandatory if shopping basket is transmitted: Shopping basket of the customer:

- article description (ans—50)

- quantity

- net article price

- gross article price

Note on the structure of the article list:

<;> separates fields in the article data set
<+> separates the article data sets

Each article is transferred as a complete article data set:

ArticleDescription;Quantity; ArticleName; NetArticlePrice;GrossArticlePrice + ArtcleDescription;Quantity;ArticleName;NetArticlePrice;GrossArticlePrice

Pflicht, wenn ShoppingBasket angegeben ist: Warenkorb des Kunden:

- Artikelbeschreibung (ans—50)

- Menge

- Artikelpreis netto

- Artikelpreis brutto

Hinweis zum Aufbau der Artikelliste:

<;> trennt Felder im Artikeldatensatz
<+> trennt die Artikeldatensätze

Jeder Artikel wird als kompletter Artikeldatensatz übergeben:

Artikelbeschreibung;Anzahl;Artikelname; ArtikelpreisNetto;ArtikelpreisBrutto + Artikelbeschreibung;Anzahl;Artikelname; ArtikelpreisNetto;ArtikelpreisBrutto

Additional parameters for the direct debit connection InterCard via form


Key

Format

CND

Description

Beschreibung

CodeExt

n..10

O

InterCard error code, only if agreed with

Fehlercode von InterCard, wenn mit abgesprochen

ErrorText

ans..128

C

InterCard error text.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlertext von InterCard.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem  möglich.

Additional result parameters for URLNotify, URLSuccess and URLFailure in case of InterCard connection



PPRO

Besides general parameters for direct debit connection via PPRO additionally the following parameters need to be transmitted via form.

Notice: Please remind that the standard parameter OrderDesc will not be forwarded with PPRO.

Key

Format

CND

Description

Beschreibung

RefNr

ans..40

O

Merchant’s unique reference number. Only characters a-zA-Z0-9,-_ are allowed.

When using auto-mandate (filling-in of MandateID with TransID or RefNr) the permitted character set is that of the MandateID parameter.

Referenznummer des Händlers. Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt.

Bei Nutzung von Automandat (Befüllen von MandateID mit TransID oder RefNr) gilt der erlaubte Zeichensatz des Parameters MandateID.

Key

Format

CND

Description

Beschreibung
Languagea2O2-letter language code (e.g. de) that should be preferred when presenting payment pages to the consumer2-stelliger Sprachcode (z.B. de), der für die Zahlungsseiten für den Kunden bevorzugt werden soll

Email

ans..100

M

E-Mail address of account holder

E-Mail-Adresse des Kontoinhabers

CustomerID

ans..30

O

Customer number

Kundennummer

AddrCountryCode

a2

M

Two characters country code according to ISO 3166

Ländercode zweistellig gemäß ISO 3166

Additional parameters for the direct debit connection PPRO via form


Key

Format

CND

Description

Beschreibung

RefNr

ans..40

O

Merchant’s unique reference number. Only characters a-zA-Z0-9,-_ are allowed.

Referenznummer des Händlers. Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt.

MandateID

ans..35

O

for SEPA: SEPA mandate number

für SEPA: SEPA-Mandatsnummer

Key

Format

CND

Description

Beschreibung

TransactionID

an..20

O

Unique transaction number with PPRO

Eindeutige Transaktionsnummer bei PPRO

Additional result parameters for URLNotify, URLSuccess and URLFailure in case of PPRO connection



interface: via Server-to-Server

Chart of process flow via Server-to-Server

For the server-to-server payment processes please refer to the programming basics manual.


Process flow of a direct debit payment via server-to-server interface


Call of interface: general parameters

The interface for direct debit payments is edddirect.aspx for all connections. To carry out an electronic direct debit via a Server-to-Server connection, call the following URL:

edddirect.aspx


Key

Format

CND

Description

Beschreibung

TransID

ans..64

M

TransactionID which should be unique for each payment

When using auto-mandate (filling-in of MandateID with TransID or RefNr) the permitted character set is that of the MandateID parameter.

TransaktionsID, die für jede Zahlung eindeutig sein muss

Bei Nutzung von Automandat (Befüllen von MandateID mit TransID oder RefNr) gilt der erlaubte Zeichensatz des Parameters MandateID.

AccBank

ans..20

M

Bank name

Bezeichnung der Bank

AccOwner

a..50

M

Account holder

Kontoinhaber

IBAN

ans..34

M

International Bank Account Number

International Bank Account Number

BIC

ans..11

O

Bank Identifier Code

Bank Identifier Code

General parameters for direct debit payments via socket connection


Key

Format

CND

Description

Beschreibung

IBAN

ans..34

O

International Bank Account Number

International Bank Account Number

BIC

ans..11

OC

Only in the case of PBAN creation: PseudoBankNumber. The last three digits are identical to the last three digits of the IBAN number

nur bei PBAN-Erzeugung: PseudoBankNumber. Die letzten drei Stellen sind identisch zu den letzten drei Stellen der IBAN

AccOwner

ans..50

OC

Only in the case of PBAN creation: Account holder

nur bei PBAN-Erzeugung: Kontoinhaber

AccBank

ans..20

OC

Only in the case of PBAN creation: Name of the bank

nur bei PBAN-Erzeugung: Bezeichnung der Bank
PBANans..27OOnly in the case of PBAN creation: PseudoBankNumber. The last three digits are identical to the last three digits of the IBAN numbernur bei PBAN-Erzeugung: PseudoBankNumber. Die letzten drei Stellen sind identisch zu den letzten drei Stellen der IBAN

MandateID

ans..35

O

SEPA mandate number

SEPA-Mandatsnummer

General response parameters for direct debit payments via socket connection



Direct connection

Besides the general parameters described above for the direct debit connection, the following parameters are to be transmitted via server-to-server connection.

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..384

M

Description of purchased goods, unit prices etc. The first 27 characters appear on the customer-account statement. You can view the full data in .

Beschreibung der gekauften Waren, Einzelpreise etc. Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In können Sie die kompletten Daten einsehen.

OrderDesc2

ans..384

M

2. Goods description which appears on the account extract (27 characters). You can view the full data in .

2. Zeile der Warenbeschreibung, die auf dem Kontoauszug erscheint (27 Zeichen). In  können Sie die kompletten Daten einsehen.

Key

Format

CND

Additional parameters in case of activated DEVICERECOGNITION

Zusätzliche Parameter bei aktivierter DEVICERECOGNITION

DeviceID

ans..50

O

Unique Device-ID

Eindeutige Geräte-ID

DRConfidence

n..3

O

Allocation quote 0-100 (0=no allocation, 100=absolutely safe allocation

Zuordnungsquote 0-100 (0=keine Zuordnung, 100=absolut sichere Zuordnung)

DRNewDevice

ans..5

O

True / false

True / false

DRAnonProxyUsed

ans..5

O

True / false

True / false

DRProxyUsed

ans..5

O

True / false

True / false

DRCountryCode

a2

O

Country code, 2 characters according to ISO 3166, retrieved from geolocation data, e.g. DE

Ländercode zweistellig gemäß ISO 3166, ermittelt aus Geolocation-Daten, z.B. DE

DRCity

ans..50

O

City, retrieved form geolocation data, e.g. Frankfort

Stadt, ermittelt aus Geolocation-Daten, z.B. Frankfurt

DRLatitude

ans..50

O

Geographic latitude, retrieved from geolocation data, e.g. 13.754

Geografische Breite, ermittelt aus Geolocation-Daten, z.B. 13,754

DRLongitude

ans..50

O

Geographic longitude, retrieved from geolocation data, e.g. 100.5014

Geografische Länge, ermittelt aus Geolocation-Daten, z.B. 100,5014

DRFS

n..3

O

Fraud score 0-100 (0=low fraud probability, 100=high fraud probability)

Fraudscore, 0-100 (0=geringe Betrugswahrscheinlichkeit, 100=hohe Betrugswahrscheinlichkeit)

DRFSRulematch

ans..1024

O

Rules for allocation to fraud score

Regeln, die der Zuordnung zum Fraudscore dienen

DRBrowserLanguages

ans..255

O

List of browser languages

Liste der am Browser hinterlegten Sprachen

DRIsMobileDevice

ans..5

O

True / false

True / false

Fraud

ans..50

O

e.g. Fraud, Suspicion, NoFraud

z.B. Fraud, Suspicion, NoFraud

Additional parameters for direct debit payments via socket connection for the direct connection


The following table gives the parameters with which responds:

Additional response parameters for direct debit payments via socket connection for the direct connection



b4payment

Besides the general parameters described above for the connection b4payment to direct debit, the following parameters are to be transmitted via server-to-server connection.

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..384

M

Description of purchased goods, unit prices etc. The first 27 characters appear on the customer-account statement. You can view the full data in .

Please note that for the connection via B4Payments the special character "semicolon" ( ; ) cannot be used. 

Allowed characters: [a-zA-Z0-9äöüÄÖÜ +?/-:().,'&*$%]

Beschreibung der gekauften Waren, Einzelpreise etc. Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In können Sie die kompletten Daten einsehen.

Bitte beachten: Bei der Anbindung über B4Payments ist das Sonderzeichen "Semikolon" ( ; ) nicht erlaubt.

Erlaubte Zeichen: [a-zA-Z0-9äöüÄÖÜ +?/-:().,'&*$%]

FirstName

ans..70

C

First name of account holder [Condition: either AccOwner or FirstName + LastName must exist]

Vorname des Kontoinhabers [Bedingung: entweder AccOwner oder FirstName + LastName müssen vorhanden sein]

LastName

ans..70

C

Last name of account holder [Condition: either AccOwner or FirstName + LastName must exist]

Nachname des Kontoinhabers [Bedingung: entweder AccOwner oder FirstName + LastnNme müssen vorhanden sein]

BankAccount

n8

C

BACS account number [Condition: either IBAN or BankAccount + BankCode must exist]

BACS-Accountnumber [Bedingung: entweder IBAN oder BankAccount + BankCode müssen vorhanden sein]

BankCode

n6

C

BACS sort code [Condition: either IBAN or BankAccount + BankCode must exist]

BACS-Sortcode [Bedingung: entweder IBAN oder BankAccount + BankCode müssen vorhanden sein]

OrderID

ans..1024

O

Unique ID to identify the order.
If not transferred, the PayID is set as OrderID.

Eindeutige ID zur Identifizierung der Bestellung.

Wenn nicht übergeben, wird die  PayID als OrderID gesetzt.

MandateID

ans..35

C

For SEPA: SEPA mandate number (compulsory in the case of SEPA)
It should be unique and it is not case-sensitive.

Permissible characters: numbers 0-9, upper case letters A-Z, lower case letters a-z, apostrophe, colon, question mark, comma, full stop, plus sign, minus sign, forward slash, left and right bracket


For BACS: BACS mandate reference (optional for BACS)

If this parameter is not submitted, the process of mandate creating will be initiated at b4payment. Within the response the created MandateID and DtOfSgntr is returned. These parameters can be used for follow-up transactions.

Für SEPA: SEPA-Mandatsnummer (Pflicht bei SEPA)
Sie sollte eindeutig sein und ist nicht case-sensitive.

Zulässige Zeichen: Ziffern 0-9, Großbuchstaben A-Z, Kleinbuchstaben a-z, Apostroph, Doppelpunkt, Fragezeichen, Komma, Punkt, Pluszeichen, Minuszei-chen, Schrägstrich, linke und rechte Klammer.


Für BACS: BACS-Mandats-Referenz (Optional bei BACS)

Wird der Parameter nicht übergeben, wird der Mandatserstellungsprozess bei b4payment angestoßen. In der Response wird die erstellte MandateID und DtOfSgntr zurückgegeben. Diese Parameter können bei Folgetransaktionen verwendet werden.

DtOfSgntr

ans..10

C

For SEPA/BACS: Date of issuing the mandate in the format DD.MM.YYYY (obligatory when transferring the MandateID)

Für SEPA/BACS: Datum der Mandatserteilung im Format DD.MM.YYYY (Pflicht bei Übergabe von MandateID)

MdtSeqType

a4

O

Indicates whether the direct debit is a one-off or recurring direct debit.

Permissible values: OOFF, RCUR. Standard value: OOFF (single direct debit)

Gibt an, ob es sich um eine Einmal- oder Folgelastschrift handelt.

Zulässige Werte: OOFF, RCUR. Standardwert: OOFF (Einmal-Lastschrift)

CustomerIDans..40CUnique designation of the customer from merchant's point of view, e.g. customer number, username etc. (Mandatory, if MdtSeqType=RCUR)

Eindeutige Bezeichnung des Kunden von Seiten des Händlers, z.B. Kundennummer, Benutzername, etc. (Pflicht, wenn MdtSeqType=RCUR)

Key

Format

CND

Parameters for mandate creation process (CND in that case, no MandateID is transferred)

Parameter für Prozess der Mandatserzeugung(CND falls keine MandateID übertragen wird)

Salutation

ans..20

O

Salutation of account holder

Anrede des Kontoinhabers

CompanyName

ans..70

O

Name of company

Firmenname

AddrStreet

ans..70

M

Street within address of account holder

Straße der Anschrift des Kontoinhabers

AddrStreet2

ans..70

O

Extension – Street within address of account holder

Erweiterung – Straße der Anschrift des Kontoinhabers

AddrStreet3

ans..70

O

Extension – Street within address of account holder

Erweiterung – Straße der Anschrift des Kontoinhabers

AddrZip

ans..15

M

Postcode within address of account holder

Postleitzahl der Anschrift des Kontoinhabers

AddrCity

ans..70

M

City within address of account holder

Wohnort der Anschrift des Kontoinhabers

AddrCountryCode

a2

O

Country code in the card holder's address according to ISO-3166-1, alphanumeric 2-digits

Ländercode der Anschrift des Kontoinhabers im Format ISO-3166-1, alphanumerisch 2-stellig

Email

ans..70

M

E-Mail address of account holder

E-Mail-Adresse des Kontoinhabers

Additional parameters for direct debit payments via socket connection for the connection b4payment


The following table gives the parameters with which responds:

Key

Format

CND

Description

Beschreibung

CodeExt

n3

O

Error code from b4payment.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlercode von b4payment.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem  möglich.

ErrorText

ans..128

O

Error text from b4payment.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlertext von b4payment.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem  möglich.

MandateID

ans..35

O

For BACS: BACS mandate reference

If this parameter is not submitted within request the process of mandate creating will be initiated at b4payment. Within the response the created MandateID and DtOfSgntr are returned. These parameters can be used for follow-up transactions.

Für BACS: BACS-Mandatereference

Wird im Request der Parameter nicht übergeben, wird der Mandatserstellungsprozess bei b4payment angestoßen. In der Response werden die erstellte MandateID und DtOfSgntr zurückgegeben. Diese Parameter können bei Folgetransaktionen verwendet werden.

DtOfSgntr

ans..10

O

For BACS: Date of issuing the mandate in the format DD.MM.YYYY (see also MandateID)

Für BACS: Datum der Mandatserteilung im Format DD.MM.YYYY (siehe auch MandateID)

PBAN

ans..27

O

For SEPA: PseudoBankNumber. The last three digits are identical to the last three digits of the IBAN number

Use is possible only in agreement with .

Für SEPA: PseudoBankNumber. Die letzten drei Stellen sind identisch zu den letzten drei Stellen der IBAN.

Nutzung nur in Abstimmung mit dem  möglich.

Additional response tparameters for direct debit payments via socket connection for the connection b4payment

 


EVO Payments

Besides the general parameters described above for the connection EVO Payments to direct debit, the following parameters are to be transmitted via server-to-server connection.


Additional parameters for direct debit payments via socket connection for the connection EVO Payments

The following table gives the parameters with which responds:

Additional response parameters for direct debit payments via socket connection for the connection EVO Payments



InterCard

Besides the general parameters described above for the connection InterCard to direct debit, the following parameters are to be transmitted via server-to-server connection.

Additional parameters for direct debit payments via socket connection for the connection InterCard


Key

Format

CND

Description

Beschreibung

ErrorText

ans..128

O

Error text from InterCard.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlertext von InterCard.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem  möglich.

CodeExt

n3

O

Error code from InterCard.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlercode von InterCard.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem  möglich.

Additional response parameters for direct debit payments via socket connection for the InterCard connection



PPRO

Besides the general parameters described above for the connection PPRO to direct debit, the following parameters are to be transmitted via server-to-server connection.

Notice: Please remind that the standard parameter OrderDesc will not be forwarded with PPRO.

Key

Format

CND

Description

Beschreibung
MandateURLans..512C

Valid URL pointing to the SEPA mandate, needs to be accessible by PPRO risk and compliance department.

Mandatory in case of MdtSeqType = OOFF or FRST

Gültige URL, die auf das SEPA-Mandat zeigt. Sie muss für die PPRO-Abteilung für Risiko und Compliance zugänglich sein.

Pflicht bei MdtSeqType = OOFF oder FRST

Emailans..100ME-Mail address of account holderE-Mail-Adresse des Kontoinhabers

AddrCountryCode

a2

M

Two characters country code according to ISO 3166

Ländercode zweistellig gemäß ISO 3166

Additional parameters for direct debit payments via socket connection for the connection PPRO



Capture / Credit / Reversal

Capture

Captures are possible via a Server-to-Server connection. To perform a capture via a Server-to-Server connection please use the following URL:

capture.aspx


Notice: Separate captures are not possible with the PPRO connection because all transactions are carried out directly as sale transactions.

Key

Format

CND

Description

Beschreibung

TransID

ans..64

M

ID assigned by Merchant for the payment process to be captured

Vom Händler initial vergebene ID für den zu buchenden Zahlungsvorgang

Key

Format

CND

Description

Beschreibung

MandateID

ans..35

O

for SEPA: SEPA mandate number (compulsory in the case of SEPA)

should be unique, is not case-sensitive

Permissible characters: numbers 0-9, upper case letters A-Z, lower case letters a-z, apostrophe, colon, question mark, comma, full stop, plus sign, minus sign, forward slash, left and right bracket

für SEPA: SEPA-Mandatsnummer (Pflicht bei SEPA)

sollte eindeutig sein, ist nicht case-sensitive

Zulässige Zeichen: Ziffern 0-9, Großbuchstaben A-Z, Kleinbuchstaben a-z, Apostroph, Doppelpunkt, Fragezeichen, Komma, Punkt, Pluszeichen, Minuszeichen, Schrägstrich, linke und rechte Klammer

Parameters for captures of direct debit payments


Response parameters for captures of direct debit payments



Credit with reference

Credits (refunds) are possible via a Server-to-Server connection. permits credits which relate to a capture previously activated by and allows merchants to carry out credits without a reference transaction. This section describes the processing of credits with reference transactions. If you refer to a capture for a Credit, the amount of the Credit is limited to the amount of the previous capture.

To carry out a credit with a reference transaction, please use the following URL:

credit.aspx


Key

Format

CND

Description

Beschreibung

TransID

ans..64

M

ID assigned by Merchant for the payment process to be credited

Vom Händler initial vergebene ID für den gutzuschreibenden Zahlungsvorgang

Key

Format

CND

Description

Beschreibung

RefNr

ns..30

C

not with EVO: Merchant’s unique reference number

nicht bei EVO: Referenznummer des Händlers

Parameters for credits of direct debit payments


Key

Format

CND

Description

Beschreibung

RefNr

ns..30

C

not with EVO: Merchant’s unique reference number

nicht bei EVO: Referenznummer des Händlers
Response parameters for credits of direct debit payments



Credit without reference

can carry out Credits which do not relate to a previous capture. In this case the credit must be transferred to as a completely new payment transaction. Please contact the  for help in using the described additional functions.

Notice: Please note that credits without reference to a previous capture generate higher costs with your Acquiring Bank. If you are frequently unable to make reference to the capture you should agree this with your Acquiring Bank.

Notice: Credit without reference is only possible with a direct debit connection.

To carry out a Credit without a reference transaction via a Server-to-Server connection, please use the following URL:

eddcreditex.aspx


Key

Format

CND

Description

Beschreibung

AccOwner

ans..50

OC

Only in the case of PBAN creation: Account holder

nur bei PBAN-Erzeugung: Kontoinhaber

AccBank

ans..20

OC

Only in the case of PBAN creation: Name of the bank

nur bei PBAN-Erzeugung: Bezeichnung der Bank

IBAN

ans..34

O

International Bank Account Number

International Bank Account Number

BIC

ans..11

OC

Only in the case of PBAN creation: PseudoBankNumber. The last three digits are identical to the last three digits of the IBAN number

nur bei PBAN-Erzeugung: PseudoBankNumber. Die letzten drei Stellen sind identisch zu den letzten drei Stellen der IBAN

OrderDesc

ans..768

M

Description of refunded goods, unit prices, merchant’s comment etc.

Beschreibung der gutgeschriebenen Artikel, Einzelpreise, Händlerkommentar etc.

Parameters for credits of direct debit payments without reference


Response parameters for credits of direct debit payments without reference



Credit without reference for Intercard

can carry out Credits which do not relate to a previous capture. In this case the credit must be transferred to as a completely new payment transaction. Please contact the  for help in using the described additional functions.

Notice: Please note that credits without reference to a previous capture generate higher costs with your Acquiring Bank. If you are frequently unable to make reference to the capture you should agree this with your Acquiring Bank.

To carry out a Credit without a reference transaction via a Server-to-Server connection, please use the following URL:

eddcreditex.aspx


Key

Format

CND

Description

Beschreibung

AccOwner

ans..50

OC

Only in the case of PBAN creation: Account holder

nur bei PBAN-Erzeugung: Kontoinhaber

AccBank

ans..20

OC

Only in the case of PBAN creation: Name of the bank

nur bei PBAN-Erzeugung: Bezeichnung der Bank

IBAN

ans..34

O

International Bank Account Number

International Bank Account Number

BIC

ans..11

OC

Only in the case of PBAN creation: PseudoBankNumber. The last three digits are identical to the last three digits of the IBAN number

nur bei PBAN-Erzeugung: PseudoBankNumber. Die letzten drei Stellen sind identisch zu den letzten drei Stellen der IBAN

OrderDesc

ans..768

M

Description of refunded goods, unit prices, merchant’s comment etc.

Beschreibung gutgeschriebener Artikel, Einzelpreise, Händlerkommentar etc.

Key

Format

CND

Description

Beschreibung

CustomerID

ans..30

M

Customer number at the merchant

Kundennummer beim Händler

DateOfRegistration

dttm8

O

Customer since in the format YYYYMMDD

Kunde seit im Format JJJJMMTT

CustomerClassification

ans..20

O

(business / private)

(business / private)

eMail

ans..80

O

E-mail address

E-Mail-Adresse

DateOfBirth

dttm8

O

Date of birth in the format YYYYMMDD

Geburtsdatum im Format JJJJMMTT

bdSalutation

ans...4

O

Salutation of the invoicing address

Anrede der Rechnungsanschrift

bdFirstName

ans..30

M

First name of the invoicing address

Vorname der Rechnungsanschrift

bdLastName

ans..30

M

Last name of the invoicing address

Nachname der Rechnungsanschrift

bdStreet

a..50

M

Street name of the invoicing address

Straßenname der Rechnungsanschrift

bdStreetNr

ans..5

M

Street number of the invoicing address

Hausnummer der Rechnungsanschrift

bdCountryCode

a2

O

Country code in the invoicing address, 2 characters according to ISO 3166

Ländercode der Rechnungsanschrift, zweistellig gemäß ISO 3166

bdZip

n..5

M

Postcode of the invoicing address

Postleitzahl der Rechnungsanschrift

bdCity

a..32

M

Town or city of the invoicing address

Ortsname der Rechnungsanschrift

bdPhone

ans..15

O

Phone number in the invoicing address

Telefonnummer der Rechnungsanschrift

bdFax

ans..20

O

Fax number of the invoicing address

Faxnummer der Rechnungsanschrift

bdMaidenName

ans..30

O

Maiden name of the invoicing address

Geburtsname der Rechnungsanschrift

UseBillingData

a..3

O

Is the invoicing address to be used as the delivery address?

<Yes> or <No>.

If <Yes> no parameters are transferred for the delivery address, if <No> they are obligatory.  Standard=Yes

Soll Rechnungsadresse als Lieferadresse genutzt werden?

<Yes> oder <No>.

Bei <Yes> werden keine Parameter zur Lieferadresse übergeben, bei <No> sind sie Pflicht. Standard=Yes

sdSalutation

ans...4

O

Salutation in the delivery address

Anrede der Lieferadresse

sdFirstName

ans..30

O

First name in the delivery address

Vorname der Lieferadresse

sdLastName

ans..30

O

Last name in the delivery address

Nachname der Lieferadresse

sdStreet

a..50

O

Street in the delivery address

Straßenname der Lieferadresse

sdStreetNr

ans..5

O

Street number of the delivery address

Hausnummer der Lieferadresse

sdCountryCode

a2

O

Country code for the delivery address, 2 characters according to ISO 3166

Ländercode der Lieferadresse, zweistellig gemäß ISO 3166

sdZip

n..5

O

Postcode in the delivery address

Postleitzahl der Lieferadresse

sdCity

a..50

O

Town/city in the delivery address

Ortsname der Lieferadresse

RegularCustomerIndicator

a..5

O

Regular customer (true / false)

Stammkunde (true / false)

Parameters for credits of direct debit payments without reference with Intercard


Response parameters for credits of direct debit payments without reference with Intercard



Credit without reference for b4payment

can carry out Credits which do not relate to a previous capture. In this case the credit must be transferred to as a completely new payment transaction. Please contact the for help in using the described additional functions.

Notice: Please note that credits without reference to a previous capture generate higher costs with your Acquiring Bank. If you are frequently unable to make reference to the capture you should agree this with your Acquiring Bank.

To carry out a Credit without a reference transaction via a Server-to-Server connection, please use the following URL:

eddcreditex.aspx


Key

Format

CND

Description

Beschreibung

AccOwner

ans..50

C

Account holder [Condition: either AccOwner or First-Name + Lastname must exist]

Kontoinhaber [Bedingung: entweder AccOwner oder First-Name + Lastname müssen vorhanden sein]
FirstNameans..70CFirst name of account holder [Condition: either AccOwner or First-Name + Lastname must exist]Vorname des Kontoinhabers [Bedingung: entweder AccOwner oder First-Name + Lastname müssen vorhanden sein]
LastNameans..70CLast name of account holder [Condition: either AccOwner or First-Name + Lastname must exist]Nachname des Kontoinhabers [Bedingung: entweder AccOwner oder First-Name + Lastname müssen vorhanden sein]

IBAN

ans..34

C

International Bank Account Number [Condition: either IBAN or BankAccount + BankCode must exist]

International Bank Account Number [Bedingung: entweder IBAN oder BankAccount + BankCode müssen vorhanden sein]

BIC

ans..11

C

Bank Identifier Code

Bank Identifier Code
BankAccountn8CBACS account number [Condition: either IBAN or BankAccount + BankCode must exist]BACS-Accountnumber [Bedingung: entweder IBAN oder BankAccount + BankCode müssen vorhanden sein]
BankCoden6CBACS sort code [Condition: either IBAN or BankAccount + BankCode must exist]BACS-Sortcode [Bedingung: entweder IBAN oder BankAccount + BankCode müssen vorhanden sein]

OrderDesc

ans..768

M

Description of refunded goods, unit prices, merchant’s comment etc.

Beschreibung gutgeschriebener Artikel, Einzelpreise, Händlerkommentar etc.

Parameters for credits of direct debit payments without reference with b4payment


Key

Format

CND

Description

Beschreibung

CodeExt

n3

O

Error code from b4payment.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlercode von b4payment.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem  möglich.

ErrorText

ans..128

O

Error text from b4payment.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with .

Fehlertext von b4payment.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem möglich.

PBAN

ans..27

O

For SEPA: PseudoBankNumber. The last three digits are identical to the last three digits of the IBAN number.

Use is possible only in agreement with .

Für SEPA: PseudoBankNumber. Die letzten drei Stellen sind identisch zu den letzten drei Stellen der IBAN.

Nutzung nur in Abstimmung mit dem möglich.

Response parameters for credits of direct debit payments without reference with b4payment



Reversal

Reversals are possible via a Server-to-Server connection. In order to cancel a direct debit payment via a server-to-server communication, go to the following URL:

reverse.aspx


Notice: Reverse.aspx does not only reverse authorisations, but any LAST TRANSACTION STAGE! If the last transaction was a capture, Reverse.aspx initiates the reverse, e.g. a credit. Therefore, the utmost caution is urged. Use is at your own risk. We recommend checking the transaction status with Inquire.aspx before using Reverse.aspx.

Notice: Cancellation is only possible with a direct debit connection.

Key

Format

CND

Description

Beschreibung

TransID

ans..64

M

ID assigned by Merchant for the payment process to be reversed

ID des Händlers zur Identifizierung des zu stornierenden Zahlungsvorgangs

Parameters for reversals of direct debit payments


Response parameters for reversals of direct debit payments



Batch processing via the interface

Basic information about using Batch files and about their structure can be found in the Batch Manager manual. Within batch processing not alle functions are available which are usually available for the online interface.

Batch calls and answers

This section describes the parameters which must be transferred within the data set (Record) for executing a direct debit payment and which information can be found within the response file about the payment status.

The possible actions per batch depend on the respective connection. In the case of direct connections and via b4payment all transactions including credit without reference are possible while cancellation and credit without reference are not possible with EVO Payment, InterCard and PPRO connections. In the case of PPRO the transactions are also purely sales transactions and so only sales and credit is possible here. BACS payments with b4payment are not possible via Batch.

Following table gives an overview of all batch versions that are possible for a specific action and their specialities:

Action

Version

Description

Beschreibung

Capture

1.0 / 2.0

Standard version without return of parameter Code

Standardversion ohne Rückgabe von Parameter Code


1.x / 2.x

with RefNr (valid for all versions other than 1.0)

mit RefNr (gilt für alle Versionen außer 1.0)

Authorize

1.0.1 / 2.0.1

Standard version without return of parameter Code

Standardversion ohne Rückgabe von Parameter Code


1.x.1 / 2.x.1

with RefNr (valid for all versions other than 1.0)

mit RefNr (gilt für alle Versionen außer 1.0)

Sale

1.0.1 / 2.0.1

Standard version without return of parameter Code

Standardversion ohne Rückgabe von Parameter Code


1.x.1 / 2.x.1

with RefNr (valid for all versions other than 1.0)

mit RefNr (gilt für alle Versionen außer 1.0)

Credit

1.0 / 2.0

Standard version without return of parameter Code

Standardversion ohne Rückgabe von Parameter Code


1.x / 2.x

with RefNr (valid for all versions other than 1.0)

mit RefNr (gilt für alle Versionen außer 1.0)

CreditEx

1.0 / 2.0

Standard version without return of parameter Code

Standardversion ohne Rückgabe von Parameter Code

 

1.x / 2x.

with RefNr (valid for all versions other than 1.0)

mit RefNr (gilt für alle Versionen außer 1.0)

Description of the possible batch versions


The structure for a direct debit payment within a Batch file to be submitted is the following: 

HEAD,<MerchantID>,<Date>,<Version>
EDD,Authorize,<Amount>,<Currency>,<TransID>,(<RefNr>,)<AccOwner>,<IBAN>,<BIC>,<AccBankName>,<OrderDesc1>,<OrderDesc2>,(<MandateID>,<DtOfSgntr>,<MdtSeqType>)
EDD,Sale,<Amount>,<Currency>,<TransID>,(<RefNr>,)<AccOwner>,<IBAN>,<BIC>,<AccBankName>,<OrderDesc1>,<OrderDesc2>,(<MandateID>,<DtOfSgntr>,<MdtSeqType>)
EDD,Capture,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>,(<MandateID>,<DtOfSgntr>,<MdtSeqType>)
EDD,Credit,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>
EDD,CreditEx,<Amount>,<Currency>,<TransID>,(<RefNr>,)<AccOwner>,<IBAN>,<BIC>,<AccBankName>,<OrderDesc1>,<OrderDesc2>
EDD,Reverse,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>
FOOT,<CountRecords>,<SumAmount>


Example for Master MID function:

HEAD,[Master]MerchantID,Date,2.x
Type,Action,[Slave]MID,Amount,Currency,TransID,Data (depends on Action)
FOOT,CountRecords,SumAmount


The following table describes the individual fields and values used within the data set (record) in the batch file:

Key

Format

CND

Description

Beschreibung

Type

a..11

M

HEAD for Header, FOOT for Footer, EDD for direct debit

HEAD für Header, FOOT für Footer, EDD für Lastschrift

Action

a..20

M

The parameter Action defines the type of transaction:

Authorize (authorisation)

Capture

Sale

Credit

CreditEx (credit note without previous capture; please agree this with beforehand)

Reverse (cancellation)

Der Action-Parameter definiert die Art der Transaktion:

Authorize (Autorisierung)

Capture (Buchung)

Sale (Verkauf)

Credit (Gutschrift)

CreditEx (Gutschrift ohne vorherige Buchung; bitte stimmen sie sich hierzu vorher mit dem ab)

Reverse (Storno)

Key

Format

CND

Description

Beschreibung

RefNr

ns..30

O

Unique reference number

Eindeutige Referenznummer. Bei PPRO: Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt, Format ans..40.

AccOwner

ans..50

M

Account holder

Kontoinhaber

IBAN

ans..34

M

International Bank Account Number

International Bank Account Number

BIC

ans..11

O

Bank Identifier Code

Bank Identifier Code

AccBankName

ans..20

M

Name of the bank

Name der Bank

OrderDesc1

ans..27

M

Text explaining customer account withdrawal, max. 27 characters

Verwendungszweck-Text für Kontoauszug des Kunden, max. 27 Zeichen

OrderDesc2

ans..27

M

Text explaining customer account withdrawal, max. 27 characters (2. line)

Verwendungszweck-Text für Kontoauszug des Kunden, max. 27 Zeichen (2. Zeile)

MandateID

ans..35

O

SEPA mandate number (compulsory in the case of SEPA)

should be unique, is not case-sensitive

Permissible characters: numbers 0-9, upper case letters A-Z, lower case letters a-z, apostrophe, colon, question mark, comma, full stop, plus sign, minus sign, forward slash, left and right bracket

SEPA-Mandatsnummer (Pflicht bei SEPA)

sollte eindeutig sein, ist nicht case-sensitive

Zulässige Zeichen: Ziffern 0-9, Großbuchstaben A-Z, Kleinbuchstaben a-z, Apostroph, Doppelpunkt, Fragezeichen, Komma, Punkt, Pluszeichen, Minuszeichen, Schrägstrich, linke und rechte Klammer

Description of fields within the record for Batch files

 

The record area within the response file for Batch transactions looks as follows:

HEAD,<MerchantID>,<Date>,<Version>
EDD,Authorize,<Amount>,<Currency>,<TransID>,(<RefNr>,)<AccOwner>,<IBAN>,<BIC>,<AccBankName>,<OrderDesc1>,<OrderDesc2>,(<MandateID>,<DtOfSgntr>,<MdtSeqType>,)<Status>,<Code>
EDD,Sale,<Amount>,<Currency>,<TransID>,(<RefNr>,)<AccOwner>,<IBAN>,<BIC>,<AccBankName>,<OrderDesc1>,<OrderDesc2>,(<MandateID>,<DtOfSgntr>,<MdtSeqType>,)<Status>,<Code>
EDD,Capture,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>,(<MandateID>,<DtOfSgntr>,<MdtSeqType>,)<Status>,<Code>
EDD,Credit,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>,<Status>,<Code>
EDD,CreditEx,<Amount>,<Currency>,<TransID>,(<RefNr>,)<AccOwner>,<IBAN>,<BIC>,<AccBankName>,<OrderDesc1>,<OrderDesc2>,<Status>,<Code>
EDD,Reverse,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>,<Status>,<Code>
FOOT,<CountRecords>,<SumAmount>

 

The following table describes the response parameters which the Batch Manager saves in the Record area for each transaction (standard parameters not explained here, such as <TransID> or <RefNR> and request parameters are returned unchanged and correspond to the call as specified before):

Key

Format

CND

Description

Beschreibung

Action

a..20

M

The parameter Action defines the type of transaction like capture or credit – see above.
Der Action-Parameter definiert die Art der Transaktion wie Capture (Buchung) oder Credit (Gutschrift) – siehe oben.

Description of result parameters within the record for Batch files