EMV 3-D Secure / 3-D Secure 2.x

Since the "3-D Secure" option must first be configured for your payment method, please contact our beforehand.

While your MID is in TEST-mode:

  • For testing 3-D Secure authentication please use the card numbers and OTPs listed below to get any expected authentication result (combinations like challenge/frictionless, successful/failed, ...)
  • After authentication the authorization takes place. Here please use "OrderDesc=Test:<nnnn>" (e.g. "OrderDesc=Test:0000" or "OrderDesc=Test:0305") to get any expected authorization result

Once your MID is in PROD-mode:

  • Testing of 3-D Secure authentication is not possible any more because your configuration is working with live 3-D Secure servers.
  • However, "OrderDesc=Test:<nnnn>" is still possible to simulate authorization.


Card Numbers

VisaMasterCardMaestroAmexTest Scenario

4000012892688323

5232125125401459

6759649826438453371449635398431

Browser challenge

4000016435940133

5232122189301469


378282246310005

Browser challenge

4000012699048523

5232127264637786



Browser frictionless; missing DS Transaction ID

4000011744135012

5232122741507017



Not authenticated browser frictionless

4000019966199434

5232122422543299

6799990100000000019375000000000007

Authenticated browser frictionless

4000015573198637

5232128083944791



Browser challenge missing ACS URL

4000017873485953

5232122596907270



Authentication protocol error

4000014730366880

5232124106987982



Browser challenge; authenticated transaction; missing authentication value

One-time Passwords (OTPs)

Please confirm the One-Time-Password in case of a challenge with mouseclick instead of Enter key, because otherwise the "Cancel"-button is selected and the authenfication is terminated.


otpValuetransStatustransStatusReasonECIauthenticationValue

1234

Y


01

JAmi21makAifmwqo2120cjq1AAA=

1111

N

01

01


2222

R

01

01


3333

U

01

01


6666

Y

01

01


7777

A


01

JAmi21makAifmwqo2120cjq1AAA=

8888

N

10



9999

N

08



0001

N

01



0002

N

02



0003

N

03



0004

N

04



0005

N

05



0006

N

06



0007

N

07



0009

N

09



0010

N

10



0011

N

11



transStatus

transStatusDescriptionBeschreibung

Y

Authentication Verification Successful

Authentisierungs-Verifizierung erfolgreich

N

Not Authenticated /Account Not Verified; Transaction denied

Nicht authentisiert /Konto nicht verifiziert; Transaktion abgelehnt

U

Authentication/ Account Verification Could Not Be Performed; Technical or other problem, as indicated in ARes or RReq

Authentisierung/ Konto-Verifizierung konnte nicht ausgeführt werden; technisches oder anderes Problem, wie in ARes oder RReq angegeben

A

Attempts Processing Performed; Not Authenticated/Verified, but a proof of attempted authentication/verification is provided

Verarbeitung der Versuche ausgeführt; Nicht authentisiert/verifiziert, aber Nachweis der versuchten Authentisierung/Verifizierung ist bereitgestellt

C

Challenge Required; Additional authentication is required using the CReq/CRes

Challenge erforderlich; zusätzliche Authentisierung mittels CReq/CRes ist erforderlich

D

Challenge Required; Decoupled Authentication confirmed

Challenge erforderlich; entkoppelte Authentisierung bestätigt

R

Authentication/ Account Verification Rejected; Issuer is rejecting authentication/verification and request that authorisation not be attempted

Authentisierung/ Kontoverifizierung abgelehnt; Issuer lehnt Authentisierung/Verifizierung ab und fordert, dass keine Autorisierung versucht wird

I

Informational Only; 3DS Requestor challenge preference acknowledged

Nur zur Information; 3DS Requestor Challenge-Präferenz anerkannt

transStatusReason

Nicht 3-D Secure 2.x

Immediately after setup – no acquirer data is available yet

A test connector fo credit cards will be configured automatically to simulate payment processes within .

Expiration date is any in the future (e.g. 10/30). Card verification number (CVC) is any 3-digit number (e.g. 123).

Marke / SchemeKartennummer / Card numberAntwort / ResponseBeschreibung / Description
VISA41111111111111110000success
VISA40128888888818810100declined
VISA42000000000000000305declined
MasterCard55555555555544440000success
MasterCard51051051051051000100declined
MasterCard52000000000000070305declined
AMEX3750000000000070000success
AMEX3714496353984310100declined
AMEX3782822463100050305declined


Acquirer data are available – still in test mode

Real communication with your acquirer's system is already taking place – however, bookings are not yet activated and no money is transferred.

Testing is done with real cards and the available card limit is already reduced. You can release this by canceling (reverse) or wait until it is automatically released by the bank after approx. 7-14 days.

Captures and refunds are not possible – no money is transferred.

Simulation – always possible

The simulation mode is initiated by the "OrderDesc" parameter with the value "Test: <nnnn>", which also defines the result of the payment process.

The simulation mode is always available – but also requires card numbers that pass the so-called LUHN test. There is a short table below for this; You can also use real credit cards.

Marke / SchemeKartennummer / Card numberWert / Value OrderDescAntwort / ResponseBeschreibung / Description
VISA4111111111111111Test:<nnnn><nnnn>Siehe / see: A4 Error codes
MasterCard5555555555554444Test:<nnnn><nnnn>Siehe / see: A4 Error codes
AMEX375000000000007Test:<nnnn><nnnn>Siehe / see: A4 Error codes