A payment process describes the full life cycle of a payment within
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and includes different payment transactions (like authentication, authorization, refund/credit, ...).
Each payment process is assigned a unique PayID; analogously, each payment transaction is assigned a unique XID.
Some paymethods start with PayID1 and initiate a second PayID2. E.g., Apple Pay / Google Pay are started with PayID1, but after receiving the credit card details,
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automatically creates a new payment process (PayID2) as a credit card payment.